GoDay Credit Club – Personal Loan
Credit Club offers quick short-term e-Transfer loans of $500 to $1,000 for Canadians across the credit spectrum.
High-cost short-term credit. Repay on schedule to avoid extra fees.
Credit Club (CreditClubLoans) is a Canadian online lender providing short-term loans of $500 to $1,000, funded by Interac e-Transfer for fast access. It is designed for borrowers who need money quickly and may not qualify at a bank, with approval based on income and banking activity rather than credit score alone.
The process is completed entirely online with instant bank verification and no paperwork. Repayment is over a short term in scheduled payments. As high-cost credit, a Credit Club loan should be reserved for genuine short-term needs and repaid on time to avoid additional charges.
✓ Pros
- Quick access to cash
- Bad credit considered
- Simple application
- Same-day funding
✗ Cons
- High borrowing cost
- Limited loan range
- Short term
- Not in all provinces
Loan Example
Borrow $600 short-term; review the full cost and repayment date before accepting.
Eligibility Requirements
- ✓ Canadian resident, age 18+
- ✓ Steady income
- ✓ Active bank account
- ✓ Valid contact info
Loan Features
- Fast e-Transfer funding
- Credit-flexible approval
- Fully online
- No paperwork
Frequently Asked Questions
Same day after submitting your application.
The minimum amount at GoDay Credit Club is $500 CAD.