Compare Loans 2026
Comparing 9 offers. Rates updated April 8, 2026.
| Lender | Amount | APR from | Term | Approval | Rating | Action |
|---|---|---|---|---|---|---|
|
TD Bank
TD Bank
|
$2,000 CAD – $50,000 CAD | 6.99% to 22.99% | 12 – 60 mo. | 1-2 business days | ★★★★★ 4.4 | Details Apply ad |
|
RBC Royal Bank
RBC Royal Bank
|
$1,000 CAD – $50,000 CAD | 7.99% to 24.99% | 12 – 60 mo. | 24 hours | ★★★★★ 4.3 | Details Apply ad |
|
Scotiabank
Scotiabank
|
$1,000 CAD – $50,000 CAD | 7.49% to 23.99% | 6 – 60 mo. | 1-3 business days | ★★★★★ 4.2 | Details Apply ad |
|
BMO Bank of Montreal
BMO Bank of Montreal
|
$1,500 CAD – $35,000 CAD | 8.49% to 22.99% | 12 – 60 mo. | 2-3 business days | ★★★★★ 4.1 | Details Apply ad |
|
CIBC
CIBC
|
$3,000 CAD – $200,000 CAD | 8.99% to 19.99% | 12 – 60 mo. | 1-2 business days | ★★★★☆ 4.0 | Details Apply ad |
|
Fairstone
Fairstone
|
$500 CAD – $50,000 CAD | 19.99% to 39.99% | 6 – 120 mo. | 24 hours | ★★★★★ 4.2 | Details Apply ad |
|
Manulife Bank
Manulife Bank
|
$5,000 CAD – $100,000 CAD | 7.35% to 18.99% | 12 – 120 mo. | 2-5 business days | ★★★★☆ 4.0 | Details Apply ad |
|
Tangerine
Tangerine
|
$1,000 CAD – $35,000 CAD | 9.49% to 19.99% | 12 – 60 mo. | 24-48 hours | ★★★★★ 4.1 | Details Apply ad |
|
Spring Financial
Spring Financial
|
$500 CAD – $35,000 CAD | 14.99% to 46.96% | 6 – 60 mo. | 24 hours | ★★★★☆ 3.9 | Details Apply ad |
How to Choose the Best Loan?
When comparing loans, always look at the Annual Percentage Rate (APR), not just the interest rate. The APR includes all loan costs – interest, origination fees, insurance, and other charges.
Also check the total amount payable – with a longer repayment term, your monthly payment is lower, but you'll pay significantly more interest overall.