Compare Loans

Compare Loans 2026

Comparing 9 offers. Rates updated April 17, 2026.

$1,000 CAD $2,000 CAD $5,000 CAD $10,000 CAD $20,000 CAD $50,000 CAD $100,000 CAD
Lender Amount APR from Term Approval Rating Action
TD Bank TD Bank
$2,000 CAD – $50,000 CAD 6.99% to 22.99% 12 – 60 mo. 1-2 business days ★★★★★ 4.4 Details Apply ad
RBC Royal Bank RBC Royal Bank
$1,000 CAD – $50,000 CAD 7.99% to 24.99% 12 – 60 mo. 24 hours ★★★★★ 4.3 Details Apply ad
Scotiabank Scotiabank
$1,000 CAD – $50,000 CAD 7.49% to 23.99% 6 – 60 mo. 1-3 business days ★★★★★ 4.2 Details Apply ad
BMO Bank of Montreal BMO Bank of Montreal
$1,500 CAD – $35,000 CAD 8.49% to 22.99% 12 – 60 mo. 2-3 business days ★★★★★ 4.1 Details Apply ad
CIBC CIBC
$3,000 CAD – $200,000 CAD 8.99% to 19.99% 12 – 60 mo. 1-2 business days ★★★★☆ 4.0 Details Apply ad
Fairstone Fairstone
$500 CAD – $50,000 CAD 19.99% to 39.99% 6 – 120 mo. 24 hours ★★★★★ 4.2 Details Apply ad
Manulife Bank Manulife Bank
$5,000 CAD – $100,000 CAD 7.35% to 18.99% 12 – 120 mo. 2-5 business days ★★★★☆ 4.0 Details Apply ad
Tangerine Tangerine
$1,000 CAD – $35,000 CAD 9.49% to 19.99% 12 – 60 mo. 24-48 hours ★★★★★ 4.1 Details Apply ad
Spring Financial Spring Financial
$500 CAD – $35,000 CAD 14.99% to 46.96% 6 – 60 mo. 24 hours ★★★★☆ 3.9 Details Apply ad

How to Choose the Best Loan?

When comparing loans, always look at the Annual Percentage Rate (APR), not just the interest rate. The APR includes all loan costs – interest, origination fees, insurance, and other charges.

Also check the total amount payable – with a longer repayment term, your monthly payment is lower, but you'll pay significantly more interest overall.