easyfinancial – Apply for a Loan

3.9 / 5  (18,450 reviews)
Maximum Amount $45,000 CAD
APR from 9.99%
Term 9 – 84 mo.
Funds in Same day – 24 hours
Apply on the Official easyfinancial Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by easyfinancial subject to eligibility and terms.

Contact Information

Company goeasy Ltd.
Address 33 Yonge Street, Suite 700, Toronto, ON M5E 1G4

easyfinancial – Repayment Schedule

Estimated monthly payments at APR 9.99%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo. 84 mo.
$5,000 CAD $439.56 $230.70 $161.31 $106.21 $82.98
$10,000 CAD $879.11 $461.40 $322.62 $212.42 $165.96
$15,000 CAD $1,318.67 $692.10 $483.94 $318.63 $248.94
$20,000 CAD $1,758.22 $922.81 $645.25 $424.84 $331.92
$25,000 CAD $2,197.78 $1,153.51 $806.56 $531.05 $414.90
$30,000 CAD $2,637.34 $1,384.21 $967.87 $637.26 $497.88

Representative Example

Loan Amount $5,250 CAD
Repayment Term 60 months
APR 9.99%
Monthly Payment $111.52
Total Interest Cost $1,441.27
Total Amount Payable $6,691.27

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $500 CAD – $45,000 CAD
Term 9 – 84 months
APR from 9.99%
Approval Same day – 24 hours
Eligible Age 18+
Online Application Yes

Eligibility Requirements

  • ✓ Canadian resident 18+
  • ✓ Regular income (employment or benefits)
  • ✓ Valid bank account
  • ✓ Government-issued photo ID
  • ✓ Social Insurance Number

Loan Features

  • No minimum credit score required
  • In-store and online application
  • Payments reported to credit bureaus
  • Secured and unsecured options
  • Credit rebuilding support