Fairstone – Apply for a Loan

4.2 / 5  (987 reviews)
Maximum Amount $50,000 CAD
APR from 19.99%
Term 6 – 120 mo.
Funds in 24 hours
Apply on the Official Fairstone Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by Fairstone subject to eligibility and terms.

Contact Information

Company Fairstone Financial Inc.
Address 1000 De La Gauchetière St W, Suite 2200, Montréal, QC H3B 4W5

Fairstone – Repayment Schedule

Estimated monthly payments at APR 19.99%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo. 84 mo. 120 mo.
$5,000 CAD $463.15 $254.45 $185.79 $132.44 $111.00 $96.59
$10,000 CAD $926.30 $508.91 $371.58 $264.88 $222.00 $193.19
$15,000 CAD $1,389.45 $763.36 $557.38 $397.32 $333.00 $289.78
$20,000 CAD $1,852.59 $1,017.82 $743.17 $529.77 $444.00 $386.38
$25,000 CAD $2,315.74 $1,272.27 $928.96 $662.21 $555.00 $482.97
$30,000 CAD $2,778.89 $1,526.73 $1,114.75 $794.65 $666.01 $579.57

Representative Example

Loan Amount $5,250 CAD
Repayment Term 60 months
APR 19.99%
Monthly Payment $139.06
Total Interest Cost $3,093.82
Total Amount Payable $8,343.82

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $500 CAD – $50,000 CAD
Term 6 – 120 months
APR from 19.99%
Approval 24 hours
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ Canadian resident
  • ✓ Income verification required
  • ✓ Credit score 550+
  • ✓ Valid government ID

Loan Features

  • Secured and unsecured options
  • Flexible credit requirements (550+ score)
  • 240+ branches Canada-wide
  • Fast 24-hour approval
  • Flexible repayment terms up to 10 years