Manulife Bank – Personal Loan
Manulife Bank offers competitive personal loans and lines of credit with a unique all-in-one banking approach.
Amount
$5,000 CAD – $100,000 CAD
APR from
7.35%
Term
12 – 120 months
Approval
2-5 business days
Applying does not obligate you to accept a loan offer.
Manulife Bank Personal Loan – 2025 Review
Manulife Bank is a wholly owned subsidiary of Manulife Financial and offers unique banking products. Their signature product, the Manulife One Account, combines a mortgage, line of credit, and chequing account into one flexible account.
Manulife Loan Products
Manulife offers personal loans, Manulife One (all-in-one account), and lines of credit. High loan amounts are available with home equity.
✓ Pros
- High loan amounts
- Innovative all-in-one product
- Competitive secured rates
- Online convenience
✗ Cons
- Higher minimum loan ($5,000)
- Online-only (no branches)
- Better suited for homeowners
Loan Example
Example: $20,000 loan for 60 months at 10.35% APR = monthly payment of $429.30, total payable $25,758.
Eligibility Requirements
- ✓ Age 18+ years
- ✓ Canadian resident
- ✓ Verifiable income
- ✓ Credit score 660+
- ✓ Valid ID
Loan Features
- High loan amounts up to $100,000
- Manulife One all-in-one account
- Competitive mortgage-secured rates
- Online-first bank
- Flexible repayment
Frequently Asked Questions
2-5 business days after submitting your application.
The minimum amount at Manulife Bank is $5,000 CAD.