National Powersports Financing – Personal Loan
National Powersports Financing arranges loans for motorcycles, ATVs, snowmobiles, and other powersports vehicles, including bad credit.
Secured vehicle financing. Rates depend on credit and vehicle.
National Powersports Financing helps Canadians finance powersports vehicles such as motorcycles, ATVs, side-by-sides, snowmobiles, and personal watercraft. It works with a network of lenders to find financing for a wide range of credit profiles, including borrowers with bad credit, with amounts typically from $5,000 to $75,000 and terms up to seven years.
The application is online and decisions are usually made within one to two business days. Because the loan is secured by the vehicle, rates can be more competitive than unsecured options for qualified buyers, while still offering approval paths for those with credit challenges. Rates and terms vary based on credit, the vehicle, and the down payment.
✓ Pros
- Specialized powersports financing
- Wide credit acceptance
- Larger amounts
- Competitive secured rates
✗ Cons
- Secured by the vehicle
- Rates vary widely by credit
- Down payment may be required
- Not for cash advances
Loan Example
Finance a $15,000 motorcycle over 60 months; rate depends on credit and down payment.
Eligibility Requirements
- ✓ Canadian resident, age 18+
- ✓ Verifiable income
- ✓ Vehicle to finance
- ✓ Valid driver licence
Loan Features
- Finances motorcycles, ATVs, snowmobiles
- Bad credit programs
- Amounts up to $75,000
- Terms up to 7 years
Frequently Asked Questions
24-48 hours after submitting your application.
The minimum amount at National Powersports Financing is $5,000 CAD.