RBC Royal Bank – Apply for a Loan

4.3 / 5  (1,876 reviews)
Maximum Amount $50,000 CAD
APR from 7.99%
Term 12 – 60 mo.
Funds in 24 hours
Apply on the Official RBC Royal Bank Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by RBC Royal Bank subject to eligibility and terms.

Contact Information

Company Royal Bank of Canada
Address 200 Bay St, Toronto, ON M5J 2J5

RBC Royal Bank – Repayment Schedule

Estimated monthly payments at APR 7.99%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo.
$5,000 CAD $434.92 $226.11 $156.66 $101.36
$10,000 CAD $869.84 $452.23 $313.32 $202.72
$15,000 CAD $1,304.76 $678.34 $469.98 $304.07
$20,000 CAD $1,739.68 $904.45 $626.64 $405.43
$25,000 CAD $2,174.60 $1,130.57 $783.29 $506.79
$30,000 CAD $2,609.51 $1,356.68 $939.95 $608.15

Representative Example

Loan Amount $5,500 CAD
Repayment Term 60 months
APR 7.99%
Monthly Payment $111.49
Total Interest Cost $1,189.63
Total Amount Payable $6,689.63

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $1,000 CAD – $50,000 CAD
Term 12 – 60 months
APR from 7.99%
Approval 24 hours
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ Canadian resident
  • ✓ Verifiable income
  • ✓ Credit score 650+
  • ✓ Active bank account

Loan Features

  • Fully digital application
  • Decision in 24 hours
  • Flexible repayment options
  • Fixed and variable rate options
  • Canada's largest bank