Scotiabank – Apply for a Loan

4.2 / 5  (1,543 reviews)
Maximum Amount $50,000 CAD
APR from 7.49%
Term 6 – 60 mo.
Funds in 1-3 business days
Apply on the Official Scotiabank Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by Scotiabank subject to eligibility and terms.

Contact Information

Company Bank of Nova Scotia
Address 44 King St W, Toronto, ON M5H 1H1

Scotiabank – Repayment Schedule

Estimated monthly payments at APR 7.49%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo.
$5,000 CAD $433.76 $224.98 $155.51 $100.17
$10,000 CAD $867.53 $449.95 $311.02 $200.33
$15,000 CAD $1,301.29 $674.93 $466.52 $300.50
$20,000 CAD $1,735.06 $899.90 $622.03 $400.66
$25,000 CAD $2,168.82 $1,124.88 $777.54 $500.83
$30,000 CAD $2,602.58 $1,349.85 $933.05 $601.00

Representative Example

Loan Amount $5,500 CAD
Repayment Term 60 months
APR 7.49%
Monthly Payment $110.18
Total Interest Cost $1,110.95
Total Amount Payable $6,610.95

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $1,000 CAD – $50,000 CAD
Term 6 – 60 months
APR from 7.49%
Approval 1-3 business days
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ Canadian resident
  • ✓ Employment or pension income
  • ✓ Credit score 650+
  • ✓ Valid ID

Loan Features

  • Optional payment protection insurance
  • Fixed or variable rate options
  • Flexible terms 6-60 months
  • Online or in-branch application
  • Large Canadian network