Spring Financial – Apply for a Loan

3.9 / 5  (743 reviews)
Maximum Amount $35,000 CAD
APR from 14.99%
Term 6 – 60 mo.
Funds in 24 hours
Apply on the Official Spring Financial Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by Spring Financial subject to eligibility and terms.

Contact Information

Company Spring Financial Inc.
Address 1090 W Georgia St, Suite 900, Vancouver, BC V6E 3V7

Spring Financial – Repayment Schedule

Estimated monthly payments at APR 14.99%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo.
$5,000 CAD $451.27 $242.41 $173.30 $118.92
$10,000 CAD $902.54 $484.82 $346.60 $237.85
$15,000 CAD $1,353.80 $727.23 $519.91 $356.77
$20,000 CAD $1,805.07 $969.64 $693.21 $475.69
$25,000 CAD $2,256.34 $1,212.05 $866.51 $594.62
$30,000 CAD $2,707.61 $1,454.46 $1,039.81 $713.54

Representative Example

Loan Amount $5,250 CAD
Repayment Term 60 months
APR 14.99%
Monthly Payment $124.87
Total Interest Cost $2,242.17
Total Amount Payable $7,492.17

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $500 CAD – $35,000 CAD
Term 6 – 60 months
APR from 14.99%
Approval 24 hours
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ Canadian resident
  • ✓ Any income source accepted
  • ✓ Credit score 500+
  • ✓ Valid ID

Loan Features

  • Accepts poor credit (500+ score)
  • Credit building programs available
  • Fast online approval
  • Loans from $500
  • Transparent pricing