Credit-Matik – Personal Loan
Credit-Matik provides fast short-term e-Transfer loans of $500 to $1,000 for Canadians, including bad credit.
High-cost short-term credit. Repay on schedule to avoid extra fees.
Credit-Matik is a Canadian online lender offering short-term loans of $500 to $1,000, funded by Interac e-Transfer for fast access. It serves borrowers across the credit spectrum, basing approval on income and banking activity rather than credit score alone, and is an option for those who need cash quickly.
The process is fully online with instant bank verification and no paperwork. Repayment is over a short term in scheduled payments. As high-cost credit, a Credit-Matik loan should be used only for genuine short-term needs and repaid on time.
✓ Pros
- Fast funding
- Credit-flexible
- Simple process
- Same-day access
✗ Cons
- High cost
- Limited amount range
- Short term
- Limited coverage
Loan Example
Borrow $600 short-term; review the total cost and due date before accepting.
Eligibility Requirements
- ✓ Canadian resident, age 18+
- ✓ Regular income
- ✓ Active chequing account
- ✓ Valid contact details
Loan Features
- Same-day e-Transfer
- Bad credit considered
- Online application
- No paperwork
Frequently Asked Questions
Same day after submitting your application.
The minimum amount at Credit-Matik is $500 CAD.