Comparing 5 offers. Updated April 8, 2026.
TD Bank is Canada's second-largest bank offering competitive personal loans with flexible terms and fast online approval.
RBC Royal Bank is Canada's largest bank offering personal loans with competitive rates and a fully digital application process.
Fairstone specializes in personal loans for Canadians with fair-to-good credit, offering fast approval and flexible repayment options.
Tangerine is Canada's leading digital bank offering personal loans with no fees, a fully online process, and competitive fixed rates.
Spring Financial offers personal loans with a focus on helping Canadians build credit, including options for those with poor credit history.
Online loans allow you to apply, get approved, and receive funds entirely online without visiting a branch. Canada's digital lenders offer streamlined processes with quick decisions.
Top online lenders in Canada include Tangerine, Spring Financial, and Fairstone. Major banks like TD and RBC also offer fully digital loan applications.