All Loans and Lenders in Canada 2026

Comparing 26 lenders. Choose a loan type or browse all offers below.

All Lenders

TD Bank

TD Bank is Canada's second-largest bank offering competitive personal loans with flexible terms and fast online approval.

$2,000 CAD – $50,000 CAD APR from 6.99% Approval: 1-2 business days 12 – 60 mo.
4.4

RBC Royal Bank

RBC Royal Bank is Canada's largest bank offering personal loans with competitive rates and a fully digital application process.

$1,000 CAD – $50,000 CAD APR from 7.99% Approval: 24 hours 12 – 60 mo.
4.3

Scotiabank

Scotiabank offers flexible personal loans with competitive rates, optional payment protection insurance, and a fast online application process.

$1,000 CAD – $50,000 CAD APR from 7.49% Approval: 1-3 business days 6 – 60 mo.
4.2

BMO Bank of Montreal

BMO Bank of Montreal offers personal loans with a fast online process, fixed monthly payments and no hidden fees.

$1,500 CAD – $35,000 CAD APR from 8.49% Approval: 2-3 business days 12 – 60 mo.
4.1

CIBC

CIBC offers personal loans and home equity solutions with high loan amounts up to $200,000 and competitive fixed rates.

$3,000 CAD – $200,000 CAD APR from 8.99% Approval: 1-2 business days 12 – 60 mo.
4.0

Fairstone

Fairstone specializes in personal loans for Canadians with fair-to-good credit, offering fast approval and flexible repayment options.

$500 CAD – $50,000 CAD APR from 19.99% Approval: 24 hours 6 – 120 mo.
4.2

Manulife Bank

Manulife Bank offers competitive personal loans and lines of credit with a unique all-in-one banking approach.

$5,000 CAD – $100,000 CAD APR from 7.35% Approval: 2-5 business days 12 – 120 mo.
4.0

Tangerine

Tangerine is Canada's leading digital bank offering personal loans with no fees, a fully online process, and competitive fixed rates.

$1,000 CAD – $35,000 CAD APR from 9.49% Approval: 24-48 hours 12 – 60 mo.
4.1

Spring Financial

Spring Financial offers personal loans with a focus on helping Canadians build credit, including options for those with poor credit history.

$500 CAD – $35,000 CAD APR from 14.99% Approval: 24 hours 6 – 60 mo.
3.9

GoDay

GoDay is a Toronto-based online lender offering fast payday and short-term loans funded by Interac e-Transfer 24/7.

$100 CAD – $1,500 CAD APR from 28.00% Approval: Minutes 1 – 6 mo.
4.3

iCash

iCash offers instant payday loans up to $1,500 with 24/7 e-Transfer payout and a cashback rewards program.

$100 CAD – $1,500 CAD APR from 15.00% Approval: Minutes 1 – 2 mo.
4.5

Magical Credit

Magical Credit gives installment loans to Canadians with non-traditional income, including government benefits, pension, and disability.

$1,500 CAD – $20,000 CAD APR from 19.99% Approval: 24-48 hours 12 – 60 mo.
4.0

Consumer Capital Canada

Consumer Capital Canada offers personal installment loans up to $12,500 for borrowers with fair to poor credit.

$500 CAD – $12,500 CAD APR from 19.99% Approval: 24-72 hours 12 – 60 mo.
3.8

Deposit My Cash Now

Deposit My Cash Now provides fast online installment loans with same-day e-Transfer for Canadians with all credit types.

$300 CAD – $5,000 CAD APR from 28.00% Approval: Same day 3 – 36 mo.
3.6

Nyble

Nyble offers a 0% interest credit line up to $250 with no mandatory fees and free credit monitoring.

$30 CAD – $250 CAD APR from 0.00% Approval: Instant 1 – 1 mo.
4.6

LoanMeNow

LoanMeNow offers fast short-term loans of $500 to $1,000 by e-Transfer for Canadians with bad credit.

$500 CAD – $1,000 CAD APR from 28.00% Approval: Same day 1 – 6 mo.
3.5

GoDay Credit Club

Credit Club offers quick short-term e-Transfer loans of $500 to $1,000 for Canadians across the credit spectrum.

$500 CAD – $1,000 CAD APR from 28.00% Approval: Same day 1 – 6 mo.
3.5

DMO Credit

DMO Credit provides short-term loans for Canadians with bad credit, funded quickly by e-Transfer.

$300 CAD – $1,500 CAD APR from 28.00% Approval: Same day 1 – 12 mo.
3.4

National Powersports Financing

National Powersports Financing arranges loans for motorcycles, ATVs, snowmobiles, and other powersports vehicles, including bad credit.

$5,000 CAD – $75,000 CAD APR from 8.99% Approval: 24-48 hours 12 – 84 mo.
4.0

Eastern Loans

Eastern Loans offers fast short-term e-Transfer loans of $500 to $1,500 for Canadians with all credit types.

$500 CAD – $1,500 CAD APR from 28.00% Approval: Same day 1 – 6 mo.
3.5

Alterfina

Alterfina offers installment loans up to $5,000 that help Canadians with poor credit build their credit history.

$300 CAD – $5,000 CAD APR from 19.00% Approval: 24-48 hours 6 – 36 mo.
4.1

Credit-Matik

Credit-Matik provides fast short-term e-Transfer loans of $500 to $1,000 for Canadians, including bad credit.

$500 CAD – $1,000 CAD APR from 28.00% Approval: Same day 1 – 6 mo.
3.6

EQ Bank

Digital bank offering competitive personal loans and savings products with no branch required.

$5,000 CAD – $100,000 CAD APR from 9.99% Approval: 1-3 business days 12 – 84 mo.
4.3

easyfinancial

Canada's largest non-bank personal lender for those with fair to poor credit. Fast approvals, in-person and online.

$500 CAD – $45,000 CAD APR from 9.99% Approval: Same day – 24 hours 9 – 84 mo.
3.9

National Bank of Canada

Canada's sixth-largest bank, with a strong presence in Quebec and growing national personal loan offerings.

$1,000 CAD – $50,000 CAD APR from 9.45% Approval: 1-3 business days 12 – 60 mo.
4.0

LoanConnect

Canada's leading loan search engine. Compare personalized loan offers from multiple lenders in minutes.

$500 CAD – $50,000 CAD APR from 6.99% Approval: Offers in minutes 6 – 60 mo.
4.2